Termite Inspection & Certification
Almost every mortgage lender will require a termite inspection. This inspection must be done by a state licensed termite inspector. Many buyers are under the assumption that termites do not exist in a dry desert area such a Ridgecrest. This is far from the truth. Some homes in the area do suffer from termite damage.
A termite report is divided into two sections: Section 1 and Section 2. Section 1 refers to the presence of active infestation, dry rot, or fungus. Section 2 are items that could lead to Section 1 items such as a leaking faucet or earth to wood contact. Typically, a home purchase contract will request the seller to pay for a termite inspection and repair any Section 1 items that may be present. The buyer is usually responsible for any Section 2 items. However, a termite inspection is totally negotiable. There may be instances when purchasing a home where the buyer is responsible for both Section 1 and Section 2 items.
Roofs in the Ridgecrest area are under a lot of stress due to the varied temperatures and wind. Ask your realtor to include in a purchase offer a two-year roof certification and any repairs if needed to be paid for by the seller. This inspection and certification should be done by a state licensed roofing contractor. When a sudden and strong desert rain storm appears you want to make sure the inside of your home remains dry. The roofer will guarantee that the roof will be free of leaks for a two-year period.
When an offer is made it is possible to request the seller to provide a one-year home warranty. If an item needs repair after the sale, the home warranty will provide a serviceman or contractor to repair the item for a flat fee of around $55-$75. Some of the major systems and components covered under such a plan will include: 1) Interior plumbing, 2) Electrical systems, 3) Water heater, 4) Built-in appliances, 5) Heating and air conditioning systems, and, 6) Electric pool equipment.
If a Home Protection Plan is not provided with the home you purchase, you can acquire a plan yourself. Coverage will vary according to price and according to the home company you select. Make sure your realtor includes this important item in the offer contract.
Questions? Give me a call at (760) 382-1082 and let’s talk more in depth about other inspections and warranties that make up a successful home purchase.